Harrison Beaumont
specialists in providing insurance for
household, landlords and second home insurance

Second Home Insurance

Having a second home overseas or in the UK is a lovely excuse to get away from it all and enjoy some new surroundings. Having a second property that is not occupied continuously throughout the year can present some concerns about security and safety of your holiday home.

House Special ClauseDealing with a UK broker could make your life easier when thinking about insurance for your second home. If your holiday home is abroad, do you have a good grasp of the local language? If you decide to try a local agent for your property insurance, near to your overseas second home, the language barrier may cause costly problems if you don't have the cover you thought you signed up for.

Another benefit of taking out second home insurance with a UK insurer like Harrison Beaumont, is that we often offer a wider cover within our insurance policy and include useful extras like emergency travel insurance. Local insurance policies may appear to be cheaper but often don’t include as broad a cover as we can offer.

You should also think about insurance for the rebuilding cost of your second home, and remember this is often less than the market value of the property. However, don't be tempted to insure for less than the true value of rebuilding your property and replacing its contents. If you have to make a claim then your insurer may not settle your claim in full if you are under insured.

Harrison Beaumont Second Home Insurancequote

  • Cover in the UK and Europe
  • Loss or damage to household goods and personal possessions, Antiques or works of art
  • Public liability up to £5m and Employers liability up to £2m
  • Loss of rent while your second home is being repaired following an insured event
  • Up to £750 for replacement locks following theft or loss of keys
  • Up to £100 cover for tracing and accessing the source of oil or water leaks
  • Damage to your second home garden.
  • Garden furniture, machinery, statues etc up to £1,500
  • Emergency travel expenses up to £1,500
  • Personal Money and Credit cards

As a UK based broker, Harrison Beaumont Second Home Insurance provides you with:

  • Policy Documentation written in English
  • Our staff are English speaking
  • Pay the premium and receive any claim payments in sterling
  • Have access to 24 hour claim support

 

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0345 450 8547
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Harrison Beaumont
100 Cedarwood
Chineham Park
Basingstoke
Hampshire
RG24 8WD